Sunday, August 2, 2009

Planning For The Future

I'm tired of being broke. It is starting to get in the way of my life. I think I could do so much more and have so much fun if money didn't get in the way. So I have decided to start saving. I have always had a savings account but I always end up taking money from it which is counterproductive. I opened up an account with ING back in April to help me. They have a 1.49% interest rate. All I have to do is leave my money in there and it makes money. Instead of using my savings that is linked to my checking I will just put the money in there because I think about it less. Hopefully by the end of 2010 I will have a nice little nest egg. I'm striving for the thousands, or at least a thousand. I think that at this time in my life I should be able to accomplish such a task. That way when I get a career I will be used to putting money away. I have also decided to live the rest of this year very humbly. By that I mean no unnecessary spending i.e. No eating out, cloth purchases, bar hopping excessively, and random running around in my car using up gas. I know if I set my mind to it I can do this. The fact that it will put money in the back is an incentive. I will keep my fingers crossed that no unexpected surprises come up(my car!). Wish me luck!

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